How are Bills Paid Before a Car Accident Claim is Resolved?
Updated: Feb 23
By setting up a car accident claim through your auto insurance company, you can get compensation for your vehicle’s repair costs, medical expenses, and other damages. Though your insurance company can assist in paying for these expenses, resolving an accident claim takes considerable time.
It is likely you will face expenses immediately after a car wreck. Some bills may have to wait, but you have to receive medical attention as soon as possible. This leads many to wonder how are medical bills paid before a car wreck claim is resolved?
Your Coverage Limits and Insurance Policy
Your car insurance policy usually offers medical bill coverage up to a specific amount. In Alabama, the minimum coverage requirement for car insurance is $25,000 in bodily injury coverage per person, $50,000 in bodily injury coverage per accident, and $25,000 in property damage coverage. Throughout several policies, medical expenses are covered immediately. As long as the cost of your medical bills is under your coverage amount, they are usually covered.
Other Coverage Methods
When your car insurance does not cover all of your medical bills (or other car insurance expenses), there may be other ways for you to have coverage. Many times, health insurance will cover the medical expenses that car insurance will not cover. If you lack health insurance, you may be responsible for your medical bills out of pocket until your claim is finished.
What to do if your insurance company refuses to pay your medical bills after a car accident?
Generally, injured drivers are allowed medical expense coverage immediately after a car accident. If your auto insurance company refuses to cover your bills, legal relief may be sought. The Bryant Law Firm can represent you in an accident claim against your insurance company, protect your rights, and assist you with getting the compensation you deserve.
Also, we will negotiate with your medical provider so you are not held accountable for medical bills before you have coverage. At the Bryant Law Firm, we are passionate about ensuring injured people with the support they desire after a car wreck. We will tirelessly fight for you while you heal from your injuries.
We are here to answer any questions you may have about your car accident claim. Contact the Bryant Law Firm, LLC, to get started on your case.
If you are interested in speaking with our legal team, call (205) 267-8561 for a free consultation.